medical missionary
Health Talents International, a client of Scarbrough Agency, is a non-profit corporation that works within Churches of Christ to promote medical evangelism in Central American

Missionary Insurance

Missionaries are about God's business worldwide. They are consistently called to third world countries, far from quality health care. Countries have their own entanglements such as denying care or even refusing to return a body without cash on hand. Medical missionaries have their own special gifts to offer and deserve protection as they sacrifice for the Lord's work too.

Church administrators and missions ministers need to visit God's "special forces" on the front line. Temporary coverage for them is just as critical! International Medical Group® (IMG®) has been providing insurance products to missionaries and church groups since 1990. IMG offers long-term and short-term plans that provide a wide range of benefits at an affordable price.

Outreach Travel Medical InsuranceSM

Short-term medical insurance for individuals

The Outreach products address the medical insurance needs of US citizens and foreign nationals who need temporary medical insurance for church or mission related travel anywhere outside of their home country. Benefits include Emergency Medical Evacuation, Repatriation, and your choice of deductible and policy maximums.
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Group Outreach Travel Medical InsuranceSM

Short term medical insurance for groups of 5 or more

When your group is traveling for temporary outreach or mission purposes, IMG can provide high quality travel medical insurance at affordable prices. Many sponsoring organizations are seeking ways to provide benefits should one of the group members become ill or have an accident. Emergency medical evacuation may be necessary if the local health system is unable to treat the condition. Domestic health insurance plans may not adequately respond to these needs.

All coverage is guaranteed issue if the eligibility requirements are met and proper payment has been received by IMG. For more information about specific benefits, limitations, and exclusions, please refer to the Outreach Travel Medical Insurance brochure.
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Download a brochure & application

GMMISM (Global Mission Medical Insurance)

Major medical coverage for long-term missionaries and their families

GMMI was designed specifically to provide a wide range of benefits to the career or long-term missionary and offer continuous coverage while overseas and back in the US while on furlough or deputation. GMMI provides US$5,000,000 of lifetime coverage with a full range of benefits suited for individuals and families. You will be covered worldwide, including your country of citizenship, 24 hours a day and you have the freedom to choose any doctor or hospital for treatment.

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Download an application

Global Mission Basic InsuranceSM

Scheduled benefit major medical coverage for missionaries and their families Global Mission Basic is designed to provide coverage similar to GMMI, however, it features specific dollar limits on most benefits. This is the perfect plan for missionaries who want coverage for a variety of medical services, but are seeking to reduce their premium costs.
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Patriot Executive®

12 month travel medical plan

This plan is ideally suited for Mission Directors and Pastors that travel outside of the US and Canada several times a year. With Patriot Executive, you purchase coverage for a period of one year and select a maximum trip duration of either 15 or 30 days.
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Mission+Plus International®

Group insurance for the mission sending organization Mission+Plus International was designed specifically to provide comprehensive medical insurance to missionary groups and offers continuous coverage while overseas and back in the US while on furlough or deputation. Mission+Plus International provides US$1,000,000 or $5,000,000 of lifetime coverage with a full range of benefits. Your group members will be covered worldwide, including their country of citizenship, 24 hours a day.
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Patriot Travel Medical Insurance®

Individual & family (5 days up to 2 years coverage)

There are two Patriot Travel Medical Insurance products available to meet your needs, providing up to US$2,000,000 of medical coverage. Coverage can be obtained from a minimum of 5 days up to a maximum of 2 years. Patriot products address the travel medical insurance needs of U.S. citizens and foreign nationals who need temporary medical insurance while traveling for business or pleasure anywhere outside their home country. Coverage includes medical evacuation, repatriation, and your choice of deductibles and policy limits.
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Patriot T.R.I.P.SM

Travel Protection for trips up to 30 days

To help protect you from losing money you've spent on travel, there is Patriot T.R.I.P.  Patriot T.R.I.P. helps protect travelers who are unable to travel or are interrupted during their covered trip due to circumstances such as a sudden and unexpected illness or injury, death in the family, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or airline. Benefits also include coverage in the event of travel and baggage delay, lost baggage, emergency medical expenses, emergency medical evacuation and more.
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Patriot T.R.I.P. EliteSM

First Class Travel Protection

To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P. Elite, a premier travel insurance program. You expect top-notch service if the unexpected should happen. Patriot T.R.I.P. Elite offers a high level of benefits to travelers who need more coverage than provided by the Patriot T.R.I.P. program. The Patriot T.R.I.P. Elite program increases the benefit amount for emergency medical, emergency medical evacuation, travel delay, baggage, trip interruption and adds a new benefit for violent attacks. Make sure you have the premier protection you need with Patriot T.R.I.P. Elite.
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Edu Okorie
Edu Okorie is a native missionary in Nigeria.  He has built the Nigerian Christian Academy out of the jungle, teaches 1,000 students in 12 campus buildings and has planted eight new churches in the surrounding area. Edu and wife Unwana have two girls and one boy.  This ministry is sponsored by the Concord Road Church of Christ in Brentwood, Tennessee and insured by Scarbrough Agency.

Global Medical Insurance®

Individual & family (1 year or longer)

Global Medical Insurance is a long-term, annually renewable, U.S.-style major medical insurance plan. There are three plan options available: Silver, Gold and Platinum. The Silver and Gold plans provide US$5,000,000 of lifetime coverage, while the Platinum plan provides US$8,000,000 of lifetime coverage. Global Medical Insurance offers two areas of coverage to non-U.S. citizens and to U.S. expatriates who want a quality medical insurance plan that will respond to their medical needs anywhere in the world. The two areas of coverage are for people needing coverage worldwide or worldwide excluding U.S./Canada.
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Download an application  

Patriot Group Travel Medical Insurance®

5 or more individuals (5 days up to 1 year)

Patriot Group Travel Medical Insurance is designed for organizations who have a group of 5 or more members that will be traveling together, and are traveling to a destination that is not the home country of any of the traveling members. Patriot Group Travel Medical Insurance provides the same benefits as the individual Patriot Travel Medical Insurance but with a 10% discount for applying as a group.
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Sky RescueSM

Emergency Medical Evacuation

rescue helicopterSky Rescue provides emergency medical evacuation and scheduled coverage for individuals under the age of 65 traveling outside their home country for a minimum of three months.  The plan may be purchased for three months, six months or 12 months and can be rewritten for succeeding or subsequent periods. New Deductible, Eligibility, Conditions of Coverage and Pre-Existing Condition Exclusions will apply and a new application must also be completed.
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The information above is only a consolidated description of the current International insurance products and trip cancellation plans available through this web site. Please refer to the policy wording for the specific terms and conditions of each plan concerning eligible benefits, limitations, eligibility and exclusions. Policy wording is available upon request. Patriot Travel Medical Insurance, Patriot Group Travel Medical Insurance, Patriot Extreme, Patriot Executive, Sky Rescue, Global Medical Insurance, Geo Group and Exchange Program Plan are administered by International Medical Group, Inc. and underwritten by Sirius International Insurance Corporation. Patriot T.R.I.P. and Patriot Student T.R.I.P. and Patriot T.R.I.P. Elite are private-label names for trip cancellation insurance and other travel related benefits and services made available by membership in the National Small Business Travel & Health Association. The program manager is iTravelInsured®, a wholly-owned subsidiary of IMG. Patriot T.R.I.P. and Patriot Student T.R.I.P plans are administered by iTravelInsured and underwritten and offered where available by Sirius America Insurance Company, New York, NY 10036 (now know as Delos Insurance) and NOVA Casualty Company, Buffalo, NY 14203. Patriot T.R.I.P. Elite is administered by iTravelinsured and underwritten and offered where available by Sirius America Insurance Company (now know as Delos Insurance) or Sirius International Insurance Corporation. IMG, International Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot T.R.I.P Elite, Patriot Student T.R.I.P., Patriot Travel Medical Insurance, Patriot Extreme, Global Medical Insurance, Patriot Executive, GEO Group, Exchange Program, Sky Rescue and Patriot Group Travel Medical Insurance are the trademarks, service marks and/or registered marks of International Medical Group, Inc. © Copyright 2007 International Medical Group, Inc. All Rights Reserved.